Samantha GilarteMORTGAGE & FINANCE BROKER
Finance options

ASSET & EQUIPMENT FINANCE

The tools to
keep you moving.

Finance for work vehicles, tools and equipment to help keep your business moving.

Talk with Sam about the asset you need and how it fits into your business.

BMoneyFinance solutions provided
through BMoney Group.
Samantha Gilarte, mortgage and finance broker
YOUR BROKER, SAMA person to call.
A next step to take.

TOOLS FOR YOUR TRADE

Start with the job it needs to do.

You may be replacing equipment, adding a vehicle or preparing for more work. Explain the purchase and its intended use so the finance conversation starts with the practical needs of your business.

Match the finance to the working life

Consider how long the asset is likely to remain useful alongside the proposed finance term. Ask who owns it during and after the agreement, what is due at the end, what security is required and what happens if you need to pay out early or replace it.

For background on the different arrangements, see business.gov.au’s guide to leasing or buying vehicles and equipment.

What Sam can help you work through

  • Discuss the vehicle or equipment, supplier and proposed purchase.
  • Talk through the business circumstances that need to be reviewed.
  • Ask about repayments, term, fees and any end-of-term amount.

YOUR NEXT STEP

Start with a conversation.

  1. 01

    Outline the equipment or vehicle purchase.

  2. 02

    Have a quote ready for the conversation if one is available; don't upload it here.

  3. 03

    Sam can identify the next business and purchase information needed.

YOUR QUESTIONS

Before we talk.

Can this include a vehicle for work?

Yes. Business vehicle and equipment finance are part of Sam's services. Explain how the vehicle will be used when you enquire.

Can I enquire before getting a quote?

Yes. Start with the type of asset and a rough idea of the purchase. More detail can follow as your plans take shape.

Can you tell me the tax treatment of the purchase?

Ask your accountant about tax treatment. Sam's conversation here focuses on the finance requirements and process.

What should I compare when financing equipment?

Discuss the purchase cost, repayments, term, fees and any final payment alongside how the asset will be used in the business. For example, consider whether repayments for a work vehicle or equipment fit your expected cash flow. Ask about ownership, security and early payout conditions.

What details help Sam understand the purchase?

Start with the type of vehicle or equipment, estimated price, business use and timing. Mention whether you have a supplier quote, but do not upload financial or identity documents through this form. Sam can clarify what is needed for the next stage.

LET’S TALK

What does your business need next?

Share your plans and the best way to reach you.
Sam can discuss your needs and explain the next steps. This is an enquiry, not a loan application.

0499 255 553 ↗samantha@bmoney.com.au

Sam will use these details to respond to your enquiry. Please do not include sensitive information.

Call SamLet's talk ↗